MUSKAN SAHA; RACHNA THAKKAR. Digital Payment Systems and Data Protection: Challenges and Risk Mitigation in Indian Commerce. International Journal of Innovations in Science, Engineering And Management, [S. l.], v. 5, n. 1, p. 40–47, 2026. DOI: 10.69968/ijisem.2026v5Si140-47. Disponível em: https://ijisem.com/journal/index.php/ijisem/article/view/524. Acesso em: 13 may. 2026.