[1]
Tracy Joan Reid and Kesar, “Determinants of Financial Prudence among the young Adults in Bihar’s Tier 1 City: An Empirical Study on Savings Behavior and Gender Dynamics”, IJISEM, vol. 5, no. 1, pp. 118–123, May 2026, doi: 10.69968/ijisem.2026v5Si1118-123.