Gaur, Sahil, and Seema Kumari. “Comparative Analysis of Non-Performing Assets in Indian Banks: A Study Using Anova”. International Journal of Innovations in Science, Engineering And Management 4, no. 2 (April 30, 2025): 7–13. Accessed November 27, 2025. https://ijisem.com/journal/index.php/ijisem/article/view/277.